Need cash but still need your car?
Need cashbut still need your car?
Apply in minutes for a $2,100–$5,000 loan secured by your car.
Repayments that fit your pay cycle.Apply in minutes for a $2,100–$5,000 loan securedby your car. Repayments that fit your pay cycle.
Fixed Rates
No Monthly Fees
Fast Decisions
Instant Funding via PayID
- Fixed Rates
- No Monthly Fees
- Fast Decisions
- Instant Funding via PayID
Start Your Application
What can you use your loan for
Bills & Living Expenses
Stay on top of your bills and financial commitments. Use your loan to manage rent, utilities, or temporary cash flow gaps with confidence.Work Tools & Essentials
Invest in the tools and essentials you need. Whether it's work equipment, electronics, or household items, our loan helps you move forward without delay.Car Repairs & Vehicle Costs
Unexpected car repairs can disrupt your daily routine. Use your loan to cover repair costs, registration, insurance, or essential vehicle expenses and get back on the road quickly.Emergency Expenses
Life can be unpredictable. Cover urgent expenses such as medical bills, home repairs, or other unexpected costs without added financial stress. Stay on top of your bills and financial commitments. Use your loan to manage rent, utilities, or temporary cash flow gaps with confidence.
Invest in the tools and essentials you need. Whether it's work equipment, electronics, or household items, our loan helps you move forward without delay.
Unexpected car repairs can disrupt your daily routine. Use your loan to cover repair costs, registration, insurance, or essential vehicle expenses and get back on the road quickly.
Life can be unpredictable. Cover urgent expenses such as medical bills, home repairs, or other unexpected costs without added financial stress.
Stay on top of your bills and financial commitments. Use your loan to manage rent, utilities, or temporary cash flow gaps with confidence.
Invest in the tools and essentials you need. Whether it's work equipment, electronics, or household items, our loan helps you move forward without delay.
Unexpected car repairs can disrupt your daily routine. Use your loan to cover repair costs, registration, insurance, or essential vehicle expenses and get back on the road quickly.
Life can be unpredictable. Cover urgent expenses such as medical bills, home repairs, or other unexpected costs without added financial stress.
Quick FAQs
Loan terms
Fixed Loan Term:12 months
Our EquiMax loans are set up over 12 months, but you're free to pay them off early with no payout penalties!Representative example:Based on a loan of $2,500 over 24 months, a borrower can expect to repay a total of $4,510.33. This reflects a comparison rate of 65.61% p.a. and includes $416 in upfront fees, which are deducted from the amount borrowed at the start of the loan.
WARNING:This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or loan amounts will result in a different comparison rate.
Fee breakdown
Establishment Fee$400Application Fee$0Credit Check & PPSR Fee$16Interest Rate47% p.a.(comparison rate 65.61%)Direct debit dishonour fee$35.00 fee may be charged if you miss a scheduled payment.Please note: Additional fees apply each time a payment is missed or returned unpaid, which can increase your total cost and may extend your loan term.